As temperatures drop, your home becomes vulnerable to winter-related risks. Taking proactive maintenance steps can help prevent potential insurance claims and protect your property from costly damage.
Outdoor Maintenance Checklist
Roof and Drainage
- Gutter Care: Inspect and clean gutters to prevent debris accumulation. Clear leaves, sticks, and potential ice blockages that could cause water damage or ice dams.
- Downspout Management: Ensure downspouts are clear and positioned at least 3-4 feet away from your home’s foundation to prevent basement flooding.
- Roof Inspection: Check for leaks, cracks, and seal integrity around chimneys and skylights to prepare for heavy snow loads.
Landscaping and Exterior Protection
- Tree Maintenance: Trim overhanging branches to prevent storm damage. Have a professional handle branches near power lines.
- Weatherproofing: Seal windows and doors with caulk
- Store outdoor furniture, grills, and garden decorations
- Empty and store garden hoses
- Winterize sprinkler systems
Indoor Preparation
- Preventing Frozen Pipes and Heat Loss
- Temperature Management:
- Keep thermostat at 55°F or higher, even when away
- Let faucets trickle during freezing temperatures
Insulation Strategies:
- Add insulation to attics and crawl spaces
- Insulate pipes, especially those near exterior walls
- Keep garage doors closed
- Open kitchen and bedroom cabinet doors to circulate warm air
Critical System Maintenance
- Heating Systems:
- Have furnace or boiler professionally checked
- Schedule annual chimney sweep
- Service your generator
Why Preventative Maintenance Matters
Taking these steps can:
- Prevent costly water damage
- Reduce risk of structural issues
- Lower potential insurance claims
- Ensure home comfort and safety during winter months
Additional Recommendations
- Consult your independent insurance agent about home coverage options
- Consider water prevention devices to mitigate potential incidents
A little preparation goes a long way in protecting your home during the harsh winter months. Stay proactive, stay safe.